my hubby and i have finally decided that we want to actively look for a pad in the Ortigas area, as well as make inquiries regarding the amortization rates for the properties that we're interested in. seth's mom has this pad in Parc Royale, and it's so near Tektite that i'd really love to get that pad already. thing is, when i made my initial inqury with East West Bank, the monthly amortization is just so HUGE that i don't know how we'd be able to cough up that much cash to pay it off!!
oh man, this really sucks. it's either we search for a pad that's a bit far from the CBD, or cough up like Php1M for the downpayment so the pricipal which we'll loan from the bank would be smaller. talk about being frustrated.
*sigh*
any ideas?
Thursday, September 27, 2007
Pad Hunting
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3 comments:
why don't you two loan at pag-ibig. you can loan up to P2Million each and the interest rates are so low like 5 or 6% per annum . the term can be as long as 30 years to pay. i think both of you have already been working for more than 2 years each anyway. game na?
hey mikey :D thanks for the advise! i was thinking about that also, but i think we have to attend seminars and the like to be able to process the Pag-Ibig application. would you happen to know how i could go about the application process? man, after my experience with Immigration, DOJ and all that halloballo for my Naturalization, i'm not too keen on dealing with any government-agency too soon....
hahah relax, applying for a lone, and all the seminars, ain't nowhere as tough as your experience. i work for government now, don't worry i can back you up hahaha.
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